Since I was already in debt and pledged to not add any more to it no matter what the circumstances I have been building up my online business without using any debt what so ever.

So how do you get started when you have no money to spare? Simple, by doing everything yourself.

That means, you are the article writer, the website developer, the advertiser and promoter. You are the researcher, you are the creativity.

I got to tell you, when you compare internet marketing with investing in real estate there are HUGE differences. One requires a mortgage to have a property, while the other requires a few dollars and some work. Both can be equally as valuable as well.

You don’t have to start out doing anything difficult. Maybe raise some money by doing some freelance work for other people. There are so many people who would love having websites created or promoted and articles written.

Once you have built up a large enough cash flow, you can start to outsource your work and build your business exponentially faster. Maybe set a budget allowing yourself to use half your income for outsourcing to grow your business. That is what I am currently doing. The fruits of this have been a steady increase in my business each month.

I LOVE that I don’t have to take out a business loan. This is truly the best business that you can literally start with less than $20 in your pocket. That is why I chose it as my method for getting out of debt.

Are you selling yourself out to make money? In the pursuit of a quick buck or the almighty dollar it can be easy to lose focus on what is right and wrong because there are so many “gray areas”.

I come in contact with a lot of internet marketers and have been quite surprised at the moral codes they are willing to bend to make more money. These range from going into chat rooms pretending to be a young girl asking the guys to sign up for a dating site (using his affiliate link) to see “her” photos. To stealing other people’s ebooks off clickbank. To selling products that go against their religious or moral beliefs.

I understand the strong desire to make a living to support your family. However, there are things that are more important than money.

Honesty and Integrity are not things we hear a lot about these days. People striving to live this way are often thought of as “prude” and of course the “nice guy always finishes last” right?

What do you do if someone asks you to work on a project that pays well, but is completely against your beliefs?

This is just a post for you and more importantly for myself to always stand up for our beliefs. Even if that means we miss an “opportunity” or two in the process.

The anonymous nature of being on the internet does not lend itself to the man in the mirror or the man upstairs. Remember that in all your endeavors and business ventures.

There is no point in doing something you hate for the rest of your life. If you truly want to be happy, you need to do what you LOVE to do.

I actually hadn’t thought too much about it until I was watching Dave Ramsey on the Fox Business channel on Monday night. He said that if you are in a job you hate, make sure you are not working their by the end of 2008.

I like that he gave us time to do it. That means you have a whole year to transition from doing something you don’t like to working with your passion.

Don’t think your passion can make you money? You are wrong. You can make money from any hobby you can think of! You could make a niche website around it, or better yet… make a membership site teaching others how to do what you love to do.

For example, lets say your passion is knitting. You could create a membership site teaching people how to knit and how they can make money by knitting and selling their creations. People would sign up and pay you a monthly fee to teach them that.

You know you have found the perfect path for you when you would do it for free because you enjoy it so much.

Last night I had an idea that sparked in my head for a membership site I am going to set up this month. It got me so excited I wanted to jump up and down. It is something I am REALLY passionate about and to be honest, I would do it for free.

However, I know I could make a small living by offering it as a low cost membership site to others who share the same passion as me. I will be putting a lot of work into monthly content and organizing resources for my members. It is NOT in the making money online or internet marketing niches, it is something far more valuable to me.

The point I am trying to make here is that you don’t have to work at a job you hate and you don’t have to make a bazillion niche websites to make some decent money.

Think about it, if you had a simple membership site with 250 people paying $20 a month you would have $5,000 a month. It just takes the right idea.

If you want help, I have something coming up where I will take on some people to mentor. I don’t have it ready yet, but if you are interested stay tuned. I cannot take too many people because I will be spending a lot of 1 – on – 1 time with you.

I guarantee that you love to do something, now all you need to do is turn it into a business and you got yourself a dream job.

Oh by the way, Monetize = Make Some Income